INSURANCE
PROGRAM
BFL CANADA, PROGRAM FOR ASSOCIATIONS, LEAGUES, PARTICIPANTS, EXECUTIVES AND OFFICIALS
Who Is Insured?
Any Association or League registered with the provincial governing body who has purchased Insurance Coverage, is insured under the Insurance Program offered through BFL Canada. The only requirement is that 100% of members within each association must participate.
SPORTS LIABILITY INSURANCE
Why Liability Insurance?
Because of your operations, or actions, you are open for possible suits from Third Parties. You may not be liable but you will need to be defended in court. A Liability policy pays for this defence as well as any costs found against you. Legal fees can be very expensive and this can be an affordable way to have them covered. This policy covers your legal liability for bodily injury to, or damage to, property of others such as spectators, passers-by, property owners and others resulting from your activity.
In addition your legal liability for injury to participants is covered.
ACTIVITIES COVERED
Consists of sports events sanctioned or authorized by you and all related training activities authorized by you.
WHO IS COVERED?
All members collectively including Executives, Managers, Coaches, Trainers, Officials and Volunteers while acting within the scope of their duties on your behalf.
ELIGIBILITY
The program is designed principally for Associations at National, Provincial or Local levels; also groups of various types.
CLAIMS SERVICE
Is available on a Provincial basis from specialists who have a wide range of services at their disposal.
GENERAL LIABILITY
Limit: $5,000,000.00
Including the following extensions
- Premises Property and Operations
- Products and Completed Operations
- Blanket Contractual
- Personal Injury (libel and slander)
- Employees, as Additional Insureds
- Cross Liability
- Non-Owned Automobile (in most cases)
- Employers Liability
- Occurrence Basis
- Medical Payments
- Incidental Malpractice
- Tenants Legal Liability $100,000.00
NB: Costs and coverage vary according to needs. A deductible of $1000 applies to bodily injury, property damage and legal expenses.
Underwritten By
Sovereign General Insurance Co. through K & K Canada
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